Real Estate News - Denver, Colorado - Blog Archive: February, 2012

February 2012

Found 3 blog entries for February 2012.

When it comes time to show your Denver-area home to potential buyers, maximizing your property’s appeal starts with its outward appearance. It’s always important to make a good first impression, and selling your home is no exception. Here are some tips to help you improve your home’s curb appeal:

Identify Problems
First, take an in-depth look at your home’s exterior and landscaping, remaining as objective as possible. Start from the street, where potential buyers will get their very first glimpse of the property. Is the yard well manicured and presentable? Does the home’s exterior look polished and attractive? Then, move closer. Are the windows clean? Is there any mold or discoloration on the outside of the house? Identify what needs to be cleaned,

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HUD Owned Homes in Denver, Colorado

What are HUD Homes?

HUD Homes are properties that are owned by the United States Department of Housing and Urban Development (HUD). They are FHA loans that Foreclosed.


Who can Purchase a HUD Home?

Any individual or company who can qualify for a mortgage or pay cash can purchase a HUD home. Buyers have to also have a pre-qualification letter from a lender, on lenders letterhead, or proof of adequate cash funds in the amount of or more than the price of the home they are considering purchasing.

To buy a HUD home, buyers must use a HUD register broker or real estate agent, who can place a bid on a HUD home.WE ARE HUD registered Brokers here at Kenna Real Estate


How are HUD Homes/ HUD Foreclosures Sold?
All

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How Prepared Are You To Get A Mortgage Loan?

It is the same for FHA Home loans, Homepath Mortgages, FHA 203k loans,& Conventional Home loans

Discover the documents you will be required to provide.

A lot has changed in the mortgage industry over the last few years, especially what documents you need to provide to begin reviewing your loan file.  The days of providing simple documents are pretty much long gone.  Today you need to provide proof that you qualify for the loan.  A 4506T which is a request for your tax transcripts from the IRS covering the last 2 years is done on everyone.  This not only matches up your W2 earnings, but will also show any self-employment income or losses. 

With that in mind, here’s a general list of documents, I tell

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New program offers No Down Payment Loan