• Home
  • Homes Accepting FHA / VA

Denver Homes that Qualify for FHA Financing

Find Denver homes that qualify for your FHA or VA mortgage Financing. FHA and VA have loan limits and restrictions on the type and condition on the home. 

Here are some FHA Financing Guidelines and FHA Loan Information

 If you are going with a FHA loan in the Denver Area with a 3.5% Down Payment, or a VA loan with NO Money Down you need to make sure the home qualifies for that type of loan. Some conditions are that the home must be "liveable"  meaning no cracked or broken windows, Roof is in good condition, no pealing paint, appliances are included, Flooring present and furnace, water heater and utilities must function. Many homes that are priced lower, fix-er uppers or bank owned may not accept your offer if you have a FHA or VA loan. We are very experienced in helping VA and FHA Colorado Home buyers that are restricted by FHA or VA loan and Home requirements. Please locate homes that will go FHA or VA  on the loan then Contact US right away to view the home fast and easy.

Here are 4 reasons why FHA loans are so popular in Denver:

  • FHA loans have the same interest rate for everyone whose credit score is 660 or higher.  This makes them a great option for most people with lower credit scores because conventional loans (the most common type of mortgage) require a score of 740 to get the cheapest interest rate.
  • FHA loans have shorter waiting periods after bankruptcies, foreclosures, and short sales than conventional loans do.  The waiting period after a bankruptcy is only 2 years, and the waiting period after a foreclosure or a short sale is only 3 years.
  • You can get an FHA loan with a credit score as low as 580.  Conventional loans generally require a credit score of at least 620.
  • FHA loans only require 3.5% of the purchase price as a down payment.
Have any questions about mortgages?  Need a pre-approval?  Give us a call to see how quick and easy it can be to get a FHA mortgage.

If your looking in a Rual areas around Denver? Try a home qualified for a No Down payment USDA Home Loan 

Home Qualifying for USDA No Down Payment Loans April 11, 2021
Avg. DOM
Avg. $ / Sq.Ft.
Med. List Price
468 Properties
Page 1 of 39
The content relating to real estate for sale in this web site comes in part from the Internet Data eXchange ("IDX") program of METROLIST INC® Real estate listings held by brokers other than Kenna Real Estate are marked with the IDX Logo. This information is being provided for the consumers' personal, non-commercial use and may not be used for any other purpose. All information subject to change and should be independently verified. Click here for the full Terms of Use.